LEGAL AGREEMENTS

By activating or using the JelliCARD Visa Prepaid Card, you hereby agree to the terms of the following documents:

You must have the capacity to view, print and store electronic disclosures and hereby agree to receive future disclosures relating to this card electronically.

This card issued by Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa USA, Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank © 2014. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any.