Your life has plans.
Your money should too.

Jelli is a budgeting app. JelliJARS are virtual categories that help organize your budget. Your real money stays in your connected accounts.

You split your budget into Jars, one for each purpose, such as Rent, Groceries or Fun. You don’t have to start from scratch. After you link your bank, JJ looks at up to 12 months of your spending and drafts Jars and amounts that match how you actually spend. You can change any Jar or amount before you start. When money comes in, Split by Budget spreads it across your Jars by percentage, so it works whether your income is a steady salary, tips or gig pay. You confirm every split. New purchases land in one inbox, with a suggested Jar for each one. As you sort them, each Jar shows how much is left for that purpose, and Total Available adds up what’s left across all your Jars. Before you spend, you can see what’s really free to spend.

No. Jelli works with any pay schedule. You don’t have to tell it how much you make or how often you’re paid. JJ builds your starting budget from what you actually spend, so there’s no income field to fill in. When money comes in, Split by Budget spreads it across your Jars by percentage, so a big deposit and a small one both get split the same way. That works for salary, tips, commission, shift work, gig pay or a mix of all of them. You can change any amount before you confirm the split. Good weeks and lean weeks even out, too. A Lid caps a Jar at its budget, and anything extra goes into your Spare Change Jar. When a Jar comes up short, you can move money over from Spare Change to cover it.

A Lid is a cap you can put on any JelliJAR that keeps it from filling past a set limit. If the jar has no Goal ($0), the Lid caps it at its Monthly Budget amount. If the jar has a Goal set, that Goal amount becomes the fill limit instead. Either way, once the jar hits its limit, the Lid kicks in and any extra money that would have gone into that jar gets automatically redirected to your Spare Change Jar instead of just sitting unallocated. It's especially handy on a big income month, when a paycheck might otherwise overfund a category past what you actually need.

The Spare Change Jar is Jelli's built-in catch-all for extra money — it automatically collects any overflow from jars that have hit their Lid. Over time it builds into a cushion you can dip into on leaner weeks or let grow as a cash buffer, all without you having to manually move money around.

An Incognito Jar keeps a surprise a surprise when you share your budget with someone. If you’re planning a gift or a getaway for the person you share Jelli with, make that Jar incognito. They’ll still see that the Jar is there, its balance and what each purchase costs, so your shared budget still adds up. They won’t see the Jar’s real name or where the money is spent. When the moment’s right, reveal it. Either person in a shared Jelli can make a Jar incognito.

No. JJ can recommend and prepare changes, but you decide whether to approve them.

Yes. Use your credit card for everyday purchases and assign them to your Jars to stay on budget. Jelli shows how much to keep in your bank to cover the statement, so you’re ready to pay it in full at the end of the month. The Credit Card Only plan is for people who want to budget with just one credit card, without linking a bank account. You pick how much to budget and how often, and Jelli splits that amount across your Jars. Then you assign your card purchases to Jars, the same as on every other plan.

Jelli is available on iPhone and iPad from the Apple App Store, on Android from Google Play, and on the web at jelli.app. The app comes in 27 languages, including right-to-left Arabic and Urdu. Jelli connects with US banks and credit cards through Plaid, and Apple Card users can connect through Apple’s FinanceKit. Support for banks outside the US is coming soon.

No. JJ can’t log in to your bank, can’t move money and can’t make payments or transfers. Jelli has no way to move money at all. Here’s how it works. Jelli connects to your bank through Plaid with read-only access. You sign in to your bank directly through Plaid, so Jelli never sees or stores your bank username or password. Jelli receives your transactions and balances. That’s what JJ uses to draft your budget and suggest which Jar a purchase belongs in. JJ works only inside your Jelli budget, and even there it doesn’t act on its own. It suggests, and nothing changes until you say yes. Jars organize your money. They never move it, and your money stays in your bank. You can cut off Jelli’s access at any time, in the app or through your bank or Plaid.

Yes. If you use Claude or ChatGPT, you can connect your Jelli budget and ask about your Jars right where you already chat. Ask what’s left for groceries or what you’re paying for every month. You can also sort purchases or shift budget between Jars. To connect, find Jelli in Claude’s connectors or ChatGPT’s apps, or go to Profile → Connect your AI in the Jelli app. You confirm the connection by matching a number in the Jelli app, and Jelli lets you know when an AI connects. Your approval still comes first. Nothing in your budget changes until you say yes. Claude and ChatGPT can’t move money, see your bank login or delete anything. You can disconnect at any time in Profile → Connect your AI.